Xbox Details

Sadly my Xbox 360 red ringed and I have been doing a whole lot of research to try and fix it myself because the warranty is over. Through my journey to fix my xbox I read about the prospect of your xbox live account being banned if you try and fix your xbox yourself. Has anyone heard about this? Does this apply to fixing Red Ring Of Death at home or does Microsoft consider it a modification? I would rather save up for another xbox than have all of my information erased.

        

I want to review the games at home does anyone know any decent games